David Giertz’s Experience Can Help you Retire Comfortably

David Giertz, considered one of the best experts on the retirement industry, recently did an interview where he answered questions about what a person when they secure.

Giertz was asked about how a person should secure a financially stable retirement. He thinks that the basic problem is that it ir hard to know how much money that a person needs to cover his or her whole retirement. Trying to save hie or her money in retirements accounts may not help to cover a person’s retirement financially. He or she may have think about using other income opportunities to help an individual in retirement.

Another question was about whether investment was worth it or not. He believes that a person should know how to invest it and what to invest in.

He believes that a person should know how much money that he needs to save by the time that a person’s retires. He believes that there is a formula to saving money. His formula is that he or she should save six times a his or her annual income by the time that he or she are 50 years old and then, for the next 10 years, it should be ten times his or her income.

He was asked about what the best retirement is and he believes that it should be a flexible one. He does recommend a Roth IRA because a person can withdraw their savings from this IRA without any penalties.

A person can trust his advice since he has been in financial services industry for the last 30 years. For the last three years, he has been the Senior Vice President at Nationwide Life Insurance Company. He is also a President, Senior Vice President and Director for a variety of Nationwide companies.

As far as credentials, Millikin Universiry gave him a Bachelor of Science degree and he got an MBA from the University of Miami.

WABC has certified him as a business coach and FINRA has made him an industry arbiter.

David Giertz is a trusted man in the financial services industry and his advice should not be taken lightly.

Views Of Felipe Montoro Jens On Concessions And Sanitation Services

There was bound to be a lot of discussion when the government announced the concessions it was going to make through a partnership with BNDES, the National Bank for Economic and Social Development. Hence the views of Felipe Montoro Jens, a leading name in infrastructure projects, were really relevant here. Edison Carlos is the president of Trata Brasil. This is an institute that is associated with actions on basic sanitation. He stated that the basic sanitation services in Brazil will undergo major improvements with regard to management as well as in the structural and the resource areas. In addition, there will be a reduction in the waste levels too.

Till now, 90% of the basic sanitation services in Brazil were being provided by the public agencies. Now getting a private initiative is a great idea as both these forms of management will be able to work better once they act in a complementary manner. This is because the government bodies have a lot of experience while the private players have access to resources.

Felipe Montoro Jens has maintained that losing water is leading to a major loss of financial resources from various state-owned companies. Since the private enterprises have more resources, hence they can avoid the water being wasted. Besides, these private companies make use of advanced technology too. This is crucial with regard to the water management. The current situation in Brazil requires the rigor of such organizations in order to perform a significant improvement financially in these public institutions.

Felipe Montoro Jens further commented that the efficiency of an organization is not based on the kind of administration it has. There needs to be an alignment between its operation and the citizen’s needs. Even the costs will make an impact here, as per the infrastructure expert, Felipe Montoro Jens.